Customer Satisfaction Is My First Priority



"The mortgage process doesn’t have to be a difficult one.  Listen to the client, communicate with them, act in their best interest, and do what you promised.  This simple, yet sometimes hard to find, business philosophy is how I built my business and my reputation in the mortgage industry."



Julie McKinney

Mortgage Consultant and Owner

More Options ♦ Fewer Delays ♦ Faster Closings
I founded JBM Mortgage in 2000 to provide my clients with the best in personalized service, tailored to their individual needs and goals.  With over 20 years as an industry professional, my balance of business experience and financial knowledge can simplify the loan process and give my clients more control over the loan process with smoother transactions, fewer delays and faster closings.


As an independent mortgage consultant, I have no ties to in-house products and am able to provide you with more options and objective advice on choosing the best loan to fit your specific financial needs and goals.  I will be by your side through every step of the process - from the very first meeting to the final closing and beyond.

My Commitment To You


Communication: I will respond promptly to your phone call or email and will make time to talk or meet with you at your convenience.

Personalized Service: I will listen to your needs and provide you with the best options for your individual situation and will take the time to clarify each step of the mortgage process. 


Honesty: I will give you honest advice, rather than trying to sell you a loan to make a fast commission.  I will disclose ALL closing costs as well as other fees related to the transaction to avoid surprises at the end.
Experience and Expertise: I will explore a range of financing options in order to provide you with the best loan for your needs and provide you with a competitive interest rate with a reputable lender.
Integrity: If I say I will do it, I will.


Julie McKinney
Mortgage Consultant
NMLS #235354
CA BRE BROKER #01161844
(925) 227-8518
What My Clients Say...
"When Julie works on a loan for one of my clients, I know it will close."
Rosemary Yandell
Prudential California Realty
"Sincere and warm...Julie expertly navigated every challange..."
Carly and Matt W.
"Julie treats each client's loan as if it were her own"
Chris Gallagher
Gallagher Wealth Mangement
"You make the process easy and painless."
Donna B.

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