Julie McKinney, Mortgage Consultant


Experience and Expertise

Experience and expertise are critical when it comes to the navigating the mortgage process.  I have been working in the mortgage business for over 20 years.  I started my career working for a major bank as a retail loan officer and later working for a mortgage brokerage as a senior loan processor. This background prepared me well for the transition to being a loan officer in 1997.  In both 1998 and 1999, I earned recognition as Loan Agent of the Year.
Exceptional Service
In early 2000, I founded JBM Mortgage in order to offer my clients exceptional, personalized service tailored to their individual needs and goals. My unwavering dedication to honesty, integrity and ethics is the foundation of my business.
I take pride in the fact that all of my business comes from repeat clients and referrals from satisfied customers, realtors and financial planners.  I do not advertise.  I do not send junk mail.  I do not tele-market.  What I do is the best possible job for you when you need a mortgage. My business is only successful if you are fully satisfied with my work and the outcome.  I am committed to your success.
Trusted Advisor
Mortgage decisions should be made with a trusted advisor at your side, someone who understands your specific needs, protects your interests and has the experience to help you develop a winning plan for success. 
I will partner with you, identify your strengths and weaknesses and have a positive answer to every underwriting concern prior to it being asked.  I have the expertise to know what questions to ask and spot obstacles up front – so that the loan process proceeds smoothly and there are no surprises at the end.
In-Depth Market Knowledge
As a California native, I have in-depth experience with and knowledge of the real estate and financing markets and trends that are unique to California.  Additionally, I have access to lenders throughout the state of California which allows me to tailor and secure the best terms for my clients.
I currently live in Danville with my husband and two children. I take pride in my community and am actively involved at school and in local organizations. Some of my other interests include hiking, skiing and traveling with my family.


Julie McKinney
Mortgage Consultant
NMLS #235354
CA BRE BROKER #01161844
(925) 227-8518
What My Clients Say...
"When Julie works on a loan for one of my clients, I know it will close."
Rosemary Yandell
Prudential California Realty
"Sincere and warm...Julie expertly navigated every challange..."
Carly and Matt W.
"Julie treats each client's loan as if it were her own"
Chris Gallagher
Gallagher Wealth Mangement
"You make the process easy and painless."
Donna B.

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