Client Satisfaction/Testimonials

My greatest source of pride is that all of my business comes from repeat clients and referrals.  I treat every loan as if it were my own loan and I treat every client as I would expect to be treated.  When I act in your best interest, I act in my best interest.

She knows her business and cares about her clients.

"In my 31+ years in real estate, Julie is one of the most conscientious lenders I have ever worked with.  She knows her business and cares about her clients and will always put their best interest first.  When Julie works on a loan for one of my clients, I know it will close."  - Rosemary Yandell, Prudential California Realty

You make the process easy and painless.
"I wanted to thank you so very much for your help in refinancing our home loan.  You are the most efficient, professional mortgage broker I know (I know a lot of them). You make the process easy and painless.  I will continue to refer my friends to you whenever possible.  Thank you again for all your hard work."  - Donna B

I trust Julie...she treats each client's loan as if it were her own.

"As a wealth advisor, I know that it is important to refer clients to a mortgage broker who will look out for their best interest, is knowledgeable and up-to-date on the industry.  Julie is all of these things and so much more.  Our firm has been referring clients to Julie for over 15 years.  She treats each client's loan as if it were her own.  I trust Julie and have complete confidence that my clients will always be well taken care of."  - Chris Gallagher, Gallagher Wealth Management

Your energy and enthusiasm are terrific.

"Your energy and enthusiasm are terrific.  It is clear that you enjoy your job and I really enjoyed working with you."  - Ruth L.

You provided us both with a great feeling of security.

"I just wanted to say thank you for driving all the way out to Berkeley for a whopping 20 minute meeting.  Please know it meant a GREAT DEAL to both Jason and me that you were there, reading/noting every page and explaining things as they came up.  I noticed that when Mr. Notary handed you pages, you looked at every one, just in case, and you also made it a point to clarify certain vague points.  You provided us both a great feeling of security.  If you hadn't been sitting there, Jason would have taken 2 hours reading every page.  The fact that Jason didn't ask many questions shows you how much he trusted and understood what you had done.  All of the time you have spent holding our hands has been so appreciated.  Again, I can't say thank you enough times."  - Colleen K.


She keeps clients informed and updated through every step of the process.
"Julie has always been proactive, quick to respond to questions and works hard to insure that the loan closes.  Julie guides clients in making the decision that will best fit their finanacial needs.  Most importantly she keeps clients informed and updated through every step of the process."  Renee Gallagher, Gallagher Wealth Management

You go that extra mile.

"Thank you so very much, Julie.  I appreciate your accommodation and providing us with this extra service.  Just so you know, I recommend you frequently to people and it is very evident why your business is so successful.  You go that extra mile."  - Catherine M.

Thanks again...for making the financing side go so smoothly.

"Many thanks again for your diligence, your detailed e-mails, navigating us over the little bumps, and for making the financing side go so smoothly.  It was definitely a pleasure working with you. You have our highest regard and when we get the chance we will definitely recommend you to our friends and family."  - Joanne and Wayne F. 


Expertly navigated every challenge with unparalleled business acumen and unending energy.

"Not only did we find her to be sincere and warm, but her professionalism and attentiveness gave us a great deal fo confidence that she would do whatever she could to ensure that we received a customized and comfortable financial plan that would allow us to achieve our dream of home ownership.  Given the many obstacles we faced as first time home owners attempting to purchase in the Bay Area, Julie expertly navigated every challenge with an unparalleled business acumen and unending energy.  It was with her guidance and professionalism that we were able to find our first home in under three months.  We are grateful for Julie and her services, and we would gladly recommend her without hesitation to anyone in need of financial guidance in the housing market."  - Carly and Matt W.

You've been so kind to us...You've always given us straight forward advice.

Honestly, you've been so kind to us and that's what I tell everyone.  You've always given us straight forward advice - we are so thankful.  Anyone who can put up with our obsessing and still keep a smile on her face, is worthy of my recommendation anytime!" - Lisa and Danny Williams